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Who are people with unspent convictions using for home insurance ?


https://forum.unlock.org.uk/Topic25357.aspx

By east72 - 15 Aug 18 8:01 PM

Which mainstream insurance companies are people using for their insurance ? home and contents. cant seem to find any who don't ask the question anymore ?


By Monkos - 30 Aug 18 12:45 PM

Yankee - 28 Aug 18 6:14 PM
Monkos - 28 Aug 18 12:50 PM
I've noticed new startup insurer kinsu.co.uk don't even ask so should be OK to use for home insurance

Unfortunately yet another example of an online insurer not being explicit with their T&C's.  You are right that they do not bother asking the question when you complete the online quote form.  However, if you read their conditions, you will see that they do not cover convictions (see below)

You have never been convicted, cautioned or charged (but not yet tried) for any offence other than motoring.

Given their sales pitch is about being straightforward and using every day language, this is pretty poor as it makes no differentiation between spent and unspent etc.

You're right, in fact they go further than others and ask that no one in your household does either