Vehicle Insurance

AB2014 - 23 May 24 8:59 AM

JASB - 22 May 24 4:29 PM

punter99 - 22 May 24 3:25 PM

JASB - 22 May 24 11:03 AM

punter99 - 20 May 24 10:11 AM

AB2014 - 20 May 24 9:03 AM

punter99 - 18 May 24 10:00 AM

JASB - 18 May 24 9:22 AM

Hi
I am currently looking to renew my campervan insurance but this year I do not have to disclose as my conviction is now spent. Smile

, and so look elsewhere that those I have previously declared to.

That all sounds great but I am finding many firms have changed the question they ask about criminal offences!

Previously I was asked if I had any "unspent convictions" then the nature of the offence if yes, but I am finding now that they have removed the word "unspent"!. Then if you reply yes, they ask "what was the offence" and then if "spent or unspent".

My understanding is that to the first question I can say "NO" as it is spent but I am going to seek advice.

Anyone else found this?

I hadn't noticed. Are you using a particular company? I know that some e.g. Churchill, Privelige, only ask about motoring convictions.

The situation across the UK is that only unspent convictions are relevant to insurance. Once your convictions are spent, you don't have to disclose them, however the question is asked. Don't take my word for it: Unlock and the Association of British Insurers (page 4) told me.

But if they only ask about motoring convictions, then you don't have to declare any other convictions, spent or unspent.

no they state criminal Sad

Have you tried Privilige. they don't ask about non motoring offences. Same for Churchill and Admiral I believe

Hi
Churchill and Admiral both asked but thanks.
I havent tried privilige but will look.
take care

Direct Line is the other insurer on Unlock's list.