﻿<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>theForum » Insurance » Misleading questions asked about criminal records by insurance companies » What to disclose to insurance companies  » Latest Topics</title><generator>InstantForum 2016-2 Final</generator><description>theForum</description><link>https://forum.unlock.org.uk/</link><webMaster>theForum</webMaster><lastBuildDate>Fri, 17 Apr 2026 17:26:50 GMT</lastBuildDate><ttl>20</ttl><item><title>Vehicle Insurance</title><link>https://forum.unlock.org.uk/FindPost34758.aspx</link><description>Hi&lt;br/&gt;I am currently looking to renew my campervan insurance but this year I do not have to disclose as my conviction is now spent.:), and so look elsewhere that those I have previously declared to.&lt;br/&gt;&lt;br/&gt;That all sounds great but I am finding many fi</description><pubDate>Fri, 24 May 2024 14:01:57 GMT</pubDate><dc:creator>JASB</dc:creator></item><item><title>Moped/motorbike insurance</title><link>https://forum.unlock.org.uk/FindPost34550.aspx</link><description>Hi guys. Do any of you know if moped/motorbike insurancers do basic, standard or enhanced checks. My conviction now spent but unsure if I would need to disclose to get insurance for the road. </description><pubDate>Thu, 25 Jan 2024 15:17:35 GMT</pubDate><dc:creator>Mo22</dc:creator></item><item><title>Getting vehicle and Home contents insurance - 4 mths left before spent</title><link>https://forum.unlock.org.uk/FindPost33909.aspx</link><description>Hi&lt;br/&gt;For info my offence becomes spent in Sept :)&lt;br/&gt;&lt;br/&gt;Unfortuantely I need to renew my vehicle insurance and now obtain my home contents insurance.&lt;br/&gt;&lt;br/&gt;Last year LV gave me my vehicle insurance and said they are not bothered with unspent convi</description><pubDate>Fri, 19 May 2023 16:45:35 GMT</pubDate><dc:creator>JASB</dc:creator></item><item><title>Buying a flat - Disclosure to the Freeholder for their building insurance policy - NO protection</title><link>https://forum.unlock.org.uk/FindPost26546.aspx</link><description>Hi,&lt;br/&gt;&lt;br/&gt;As part of my wishing to start a new life I - like many others- wondered about renovating a place and selling it then start again.&lt;br/&gt;&lt;br/&gt;I found a flat in a building of 5 flats that met my budget and plans. I put an offer in and received t</description><pubDate>Fri, 10 Jul 2020 15:13:04 GMT</pubDate><dc:creator>JASB</dc:creator></item><item><title>The Insurance Rip Off.</title><link>https://forum.unlock.org.uk/FindPost7066.aspx</link><description>In May this year I was released from Prison. During this time my Car Insurance had expired, so I contacted a few companies for quotes.&lt;br&gt;I was shocked to be quoted £600 a year, when my previous insurance had been about&lt;b&gt;&lt;/b&gt; £200.&lt;br&gt;The car I have is a</description><pubDate>Thu, 31 Oct 2019 14:26:19 GMT</pubDate><dc:creator>doug</dc:creator></item><item><title>Contents and building insurance effected,Our son has just got a criminal record.?Advise needed.</title><link>https://forum.unlock.org.uk/FindPost7041.aspx</link><description>Hi&lt;br&gt;&lt;br&gt;My son has been convicted obstruct /resist a constable in the execution of his duty and received a 6 month conditional discharge.Obviously if he doesnt re-offend in 6 month his conviction his conviction is  spent and he does not have to declare </description><pubDate>Fri, 19 Sep 2014 20:23:04 GMT</pubDate><dc:creator>mkkid</dc:creator></item><item><title>Car insurance on day release??</title><link>https://forum.unlock.org.uk/FindPost7080.aspx</link><description>Hi, could anyone please give me some advice regarding the above? My partner will be on day release later this month and I am trying to get him insured on his vehicle or mine whilst he is on day release.  Is this possible?  If so where do I begin? Thanks</description><pubDate>Fri, 19 Sep 2014 20:23:04 GMT</pubDate><dc:creator>Stebob</dc:creator></item><item><title>car insurance</title><link>https://forum.unlock.org.uk/FindPost7094.aspx</link><description>Hi everyone ..I have a conviction that ends in April the 6th and my insurance end on march the 3rd with all these changes that's going on now have I still go to declare my conviction.. Thanks John</description><pubDate>Thu, 17 Jul 2014 17:03:23 GMT</pubDate><dc:creator>luckyjohn99</dc:creator></item><item><title>ABI Guidlines</title><link>https://forum.unlock.org.uk/FindPost7125.aspx</link><description>Hi Guys,&lt;br&gt;&lt;br&gt;Are the guidelines as set out in the below link a recognised document by the insurance companies providing policy within the UK?  it has always been my assumption that an Unspent Conviction needs to be declared whether you are asked for it</description><pubDate>Mon, 03 Feb 2014 11:30:56 GMT</pubDate><dc:creator>Dean</dc:creator></item><item><title>Tried to make a buildings claim</title><link>https://forum.unlock.org.uk/FindPost7248.aspx</link><description>Hello&lt;br&gt;&lt;br&gt;My husband received a criminal conviction last month for being in receipt of articles in the use of fraud. No sentence but community service. I've taken him off my car insurance as they wanted £500+ more than I already pay.&lt;br&gt;&lt;br&gt;Anyway have</description><pubDate>Sun, 09 Jun 2013 14:45:59 GMT</pubDate><dc:creator>Veryworried</dc:creator></item><item><title>What happens if you become 'spent' during an insurance term?</title><link>https://forum.unlock.org.uk/FindPost7291.aspx</link><description>If I took out a 12 month car insurance policy for instance (paying monthly) and during month 6 I became 'spent', and hence if I were to get a new quote my insurance would be significantly less.&lt;br&gt;&lt;br&gt;Is it then reasonable to ask the insurance company to </description><pubDate>Thu, 31 Jan 2013 22:23:04 GMT</pubDate><dc:creator>Goodguy</dc:creator></item><item><title>Insurance Application</title><link>https://forum.unlock.org.uk/FindPost6987.aspx</link><description>Ok, this is something of a hypothetical question because thankfully it doesn't quite affect me, but would do if I were to make an effort regarding the insurance of the property I'm in &amp; the management of the flats.  And looks like yet again, I have to mak</description><pubDate>Mon, 03 Sep 2012 22:08:37 GMT</pubDate><dc:creator>BT</dc:creator></item><item><title>Declaring cancelled insurance policy - should I ?</title><link>https://forum.unlock.org.uk/FindPost7317.aspx</link><description>Hi all... Seeking advice from those very knowledgeable about&lt;b&gt;&lt;/b&gt; car insurance.&lt;br&gt;&lt;br&gt;Not your usual question, cant find a relevant answer elsewhere.&lt;br&gt;&lt;br&gt;&lt;br&gt;In Sept 2011 year someone in a stolen car wrote off a car of mine.&lt;br&gt;&lt;br&gt;My then insurer </description><pubDate>Sat, 26 May 2012 13:38:06 GMT</pubDate><dc:creator>Previous_kr</dc:creator></item></channel></rss>