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Financial organisation

Square — Sat, 03 Feb 2018 22:04:48 GMT

Hello,
I am applying for a job within a financial institution and I am subject to their credit & criminal record checks. Although in a financial institution, it is not a FSA approved role. I believe that this means it will be a basic criminal record check (my convictions should be spent). Can anyone tell me if this correct?
Thanks

RE: Financial organisation

Square — Sat, 03 Feb 2018 22:04:48 GMT

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[b]Jooles - 1 Feb 18 1:27 PM[/b]

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[b]AB2014 - 1 Feb 18 12:26 PM[/b]

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[b]Jooles - 1 Feb 18 10:31 AM[/b]

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[b]BenS - 1 Feb 18 8:13 AM[/b]

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[b]Jooles - 31 Jan 18 8:02 PM[/b]

Hi,
I' hoping someone can help me. I've been offered a job to work in a bank call centre but have to do criminal record checks. Just wondering if anyone works in a bank or have any idea what level of checks they do? I have a conviction from quite a few years ago and on the application it asks for all spent and unspent convictions. I will just be answering calls in regard to customer queries but really worried my conviction will show up

Thank you

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It seems surprising that a job in a call centre (regardless of in what sector) would require anything beyond a basic check (i.e. that would only show unspent convictions). Is your conviction spent? Hopefully someone on here can advise, it sounds like any deeper check would be disproportionate.

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Thank you for replying. Yes it's spent around 12 years. I have been worried as the question asks for both spent and unspent under ROA. I'm not 100% sure they are allowed to ask that but I don' want to apply incase it is a standard check and it's not been filtered off. It was a 12 month conditional discharge

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Hi Jooles, I would expect a call centre job to be a basic check. Just because they are asking about spent and unspent convictions doesn't mean they have to be told about them - that's what the record check is for, and they only have a right to know what is shown on that check. That doesn't stop them trying it on and requesting a standard DBS check, so it's worth paying close attention to the form they get you to sign. Unlock has some information about it on their website here and here. As for your conviction, if it is eligible for filtering, that would be done after 11 years, if the offence is eligible. Again, Unlock has some information on their website here and they have more detailed information here if you need it. If it is filtered, then you'd have nothing to fear from a standard DBS check.

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Thank you do much for your reply. I'm the form it says I have to have a crb check but doesn' state which one. I'm worried that they will do a standard and find out as its not something I would want to be public knowledge. I have worked for this call centre for quite a few years on a different campaign and been asked to do these checks before but it wasn't for the bank. I also think it is only one conviction i cant remember as it was that long ago and the judge was quite nice and told me Id never have to worry about it so never thought anymore of it. It' just now it' for a bank call centre I'm not sure if I'll need to be an fca approved person and if so they will do standard checks. I'e spent weeks worrying about this and have put off putting in the form as I'm terrified someone will find out but I have to go to a meetin
g about it tomorrow so just wanted some reassurance that it would only be basic. Thank you

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In terms of the check - don't worry. They will apply for the check, and prior to them receiving the certificate you will receive a copy. If you feel that there are things on the certificate that they don't need to know you can challenge it. If you are unsuccessful in challenging you can always remove your application.

I, like others, would be surprised if they wanted any more than a basic check.

RE: Financial organisation

Jooles — Thu, 01 Feb 2018 13:27:42 GMT

[quote]

[b]AB2014 - 1 Feb 18 12:26 PM[/b]

[quote]

[b]Jooles - 1 Feb 18 10:31 AM[/b]

[quote]

[b]BenS - 1 Feb 18 8:13 AM[/b]

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[b]Jooles - 31 Jan 18 8:02 PM[/b]

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RE: Financial organisation

AB2014 — Thu, 01 Feb 2018 12:26:58 GMT

[quote]

[b]Jooles - 1 Feb 18 10:31 AM[/b]

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[b]BenS - 1 Feb 18 8:13 AM[/b]

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[b]Jooles - 31 Jan 18 8:02 PM[/b]

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RE: Financial organisation

Jooles — Thu, 01 Feb 2018 10:31:47 GMT

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[b]BenS - 1 Feb 18 8:13 AM[/b]

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[b]Jooles - 31 Jan 18 8:02 PM[/b]

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RE: Financial organisation

BenS — Thu, 01 Feb 2018 08:13:33 GMT

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[b]Jooles - 31 Jan 18 8:02 PM[/b]

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Jooles — Wed, 31 Jan 2018 20:02:54 GMT

RE: Financial organisation

Square — Sun, 14 Jan 2018 20:18:25 GMT

Thanks all. Didn't get the job :(
Still... it is all good experience.

RE: Financial organisation

Yankee — Tue, 09 Jan 2018 12:39:19 GMT

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[b]Square - 5 Jan 18 9:14 PM[/b]

Thanks for the reply Yankee,

The Job is 'back office' (non-financial) and the job description states that a credit check & DBS is applicable. If they request anything beyond a basic check I will challenge it with Disclosure Scotland.
I hate how you just cant escape the conviction (see my numerous other posts - but mines was seriously unjust), even though you do everything right. I don't think a day has ever gone past that it hasn't made me feel like crap one way or another!

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You will be fine with a back office role - good luck.
Once your conviction is spent - like yours - life gets much, much easier. Only the Google effect to worry about if there was adverse publicity at the time.

RE: Financial organisation

AB2014 — Tue, 09 Jan 2018 10:29:32 GMT

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[b]Square - 5 Jan 18 9:14 PM[/b]

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All criminal record checks in England and Wales are now being done by the DBS, so don't go to Disclosure Scotland unless you actually live in Scotland. It's worth using the DBS's own eligibility tool here to see what level of check is allowed. According to them, unless you are a licenced financial professional, you should have a basic check.

RE: Financial organisation

Square — Fri, 05 Jan 2018 21:14:29 GMT

RE: Financial organisation

Yankee — Fri, 05 Jan 2018 10:29:32 GMT

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[b]Square - 4 Jan 18 6:44 PM[/b]

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In theory ....
The Bank can only apply for a standard DBS check if the role is an FCA/PRA controlled function (see the link below for the list).
https://www.fca.org.uk/firms/approved-persons/controlled-functions

In general, these are going to be sales/client-facing roles, roles within the payments process and roles which exert a significant influence. Even then, the bar is pretty high with regard seniority and influence of the role. For example, in one bank I know well anyone selling derivatives, investment or complex products will require a CF30 from the FCA but anyone selling vanilla products or a cashier in a branch require no FCA approval and therefore only a basic DBS.

One thing to be careful of are authorised payment institutions which are on the increase (remittances, FX payments, e-money, fintechs..) - technically, any managerial role in these firms can be legally subject to a standard DBS check.

Remember, the DBS certificate after the check is sent to the applicant and not the Bank - you will at least be able to see what has been disclosed before you pass it onto the Bank. While the DBS are in the process of establishing an electronic process, this is still some time away (Unlock have a lot of information on their site about this).

Bottom line - I would apply for the role and channel your energy into ensuring you are offered the job. You could always pull out down the line if anything adverse appears on your certificate (which the Bank won't of seen). Better to have a job offer and say no if necessary, than not get the offer and never know ....