theForum is run by the charity Unlock. We do not actively moderate, monitor or edit contributions but we may intervene and take any action as we think necessary. Further details can be found in our terms of use. If you have any concerns over the contents on our site, please either register those concerns using the report-a-post button or email us at forum@unlock.org.uk.


Has anyone successfully obtained a business bank account with a fraud conviction?


Has anyone successfully obtained a business bank account with a fraud...

Author
Message
marcovanba
marcovanba
Supreme Being
Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)Supreme Being (6.1K reputation)

Group: Forum Members
Posts: 20, Visits: 1.6K

Hello everyone,

Long time lurker here Smile

I received a 2 yr suspended sentence in February 2015 for fraud. It related to offences in 2010 and took a long time to get to court. I actually received pretty favourable comments from the judge and was given no community service nor costs to pay due to the way I had been treated by the prosecution.

On the downside, I have a pretty unique name and my case was given media coverage.

As a result, I was struck off from my profession even though it was not related to my offence. (Different job) Still, fair enough and I accepted it.

I worked as a labourer for my father for a year or so, but we don't really see eye to eye, so that came to end.

With little options I spent my time learning about selling online and have set up 2 online stores since.

Now the issue is that the 2nd store has been pretty successful, in fact better than I could have imagined.

I have 2 personal bank accounts that I use to pay for supplies / taxes etc but this is not ideal. I try to use Paypal as much as I can to stop my personal accounts being flagged for business use to. (Paypal also charge me more too)

I really want to grow the business and a business account would help. I applied to my own bank for a business account around 18 months ago and was rejected with no reason given.

I'm now scared to apply again or with another bank as I don't want my name being flagged up, and ending up getting my personal accounts blocked too.

I know banks share information and I could well have been given a CIFAS marker. ( i think this lasts 6 years so maybe it will be OK after then, but 2 years is a long time to wait)

I think I have proven that I will not offend again (offence now 9 years ago) but I know banks are so risk adverse and my name just does not help. Also, I am now paying a significant amount of income tax and VAT.

I had considered speaking to my local MP but I just don't want to destroy what I have built up by drawing attention.

So, I'm sorry for the long winded post but does anyone have any advice at all? It would be greatly appreciated.

Thank you.



GO

Threaded View

Threaded View
marcovanba - 6 Years Ago
AB2014 - 6 Years Ago
Hola - 6 Years Ago
                 + x [quote] [b] Hola - 10 Jan 19 9:48 PM [/b] +...
marcovanba - 6 Years Ago
                     + x [quote] [b] marcovanba - 13 Jan 19 12:59 PM [/b]...
Outsourced - 6 Years Ago
                     + x [quote] [b] marcovanba - 13 Jan 19 12:59 PM [/b]...
Mr W - 6 Years Ago
                         + x [quote] [b] Mr W - 15 Jan 19 1:37 PM [/b] +...
marcovanba - 6 Years Ago
                             + x [quote] [b] marcovanba - 15 Jan 19 3:12 PM [/b]...
Yankee - 6 Years Ago
                                 + x [quote] [b] Yankee - 23 Jan 19 10:03 PM [/b] +...
Deb S - 6 Years Ago
                             + x [quote] [b] marcovanba - 15 Jan 19 3:12 PM [/b]...
Guzman - 3 Years Ago
marcovanba - 6 Years Ago
sahrenity - 5 Years Ago
BenS - 5 Years Ago
AB2014 - 5 Years Ago
marcovanba - 5 Years Ago
G.swarm - 5 Years Ago
                 + x [quote] [b] G.swarm - 16 Jun 20 10:50 PM [/b]...
marcovanba - 5 Years Ago
Diogenese - 5 Years Ago
G.swarm - 5 Years Ago
G.swarm - 5 Years Ago
G.swarm - 5 Years Ago
Blueman202 - 5 Years Ago


Similar Topics


As a small but national charity, we rely on charitable grants and individual donations to continue running theForum. We do not deliver government services. By being independent, we are able to respond to the needs of the people with convictions. Help us keep theForum going.

Donate Online

Login
Existing Account
Email Address:


Password:


Select a Forum....
























































































































































































theForum


Search