Hi everyone, would anyone know what to do about
this? My friend is currently serving his sentence and obviously doesn't have access to the usual means of communication. I've been trying to help with all his 'official' issues on the outside. His bank I've noticed are adding charges by the month. These charges from what I can see are the result of when his old boss didnt pay his last wage in (I think they took advantage of his situation that he couldnt do anything about
it with being locked up!) Although the bank returned the direct debits, unpaid, they added charges for unauthorised overdraft charges to the tune of £150.
I was able to fight on his behalf to get his old boss to pay some money into his account (3 months late) and his account was about
£40 in credit. Now, I've checked again and despite there being no activity on his account (I cancelled all the DD's) he is now nearly £300 in the red; all of which are resultant of bank charges incurred on previous charges! I was of the belief that banks were not allowed to do this, after the high court case a few years ago when the Financial services Ombudsman case (FOS?) was taken to the court of appeal etc? The question is, what can be done about
it? Obviously, because I am just his friend trying to act on his behalf, the banks aren't going to give me any info and they will probably cite 'data protection' etc.
My concern is that a rate of approx £150 a month in charges, none of which were incurred as a result of him spending (he was locked up!) by the time he gets out, he will be in debt up to his eyeballs and this seems wholly unfair to me, if not illegal! Any ideas guys? Thanks in advance for any suggestions or advice. Have a good weekend.