+x+x+x+x+x+x+x+xHi I am currently looking to renew my campervan insurance but this year I do not have to disclose as my conviction is now spent.  , and so look elsewhere that those I have previously declared to. That all sounds great but I am finding many firms have changed the question they ask about criminal offences! Previously I was asked if I had any "unspent convictions" then the nature of the offence if yes, but I am finding now that they have removed the word "unspent"!. Then if you reply yes, they ask "what was the offence" and then if "spent or unspent". My understanding is that to the first question I can say "NO" as it is spent but I am going to seek advice. Anyone else found this? I hadn't noticed. Are you using a particular company? I know that some e.g. Churchill, Privelige, only ask about motoring convictions. The situation across the UK is that only unspent convictions are relevant to insurance. Once your convictions are spent, you don't have to disclose them, however the question is asked. Don't take my word for it: Unlock and the Association of British Insurers (page 4) told me. But if they only ask about motoring convictions, then you don't have to declare any other convictions, spent or unspent. no they state criminal  Have you tried Privilige. they don't ask about non motoring offences. Same for Churchill and Admiral I believe Hi Churchill and Admiral both asked but thanks. I havent tried privilige but will look. take care Direct Line is the other insurer on Unlock's list. Hi Thank you but again I was asked. Ive gone for one I found to be best overal; and on the advice of Unlock -Rehabilation Act _ said "NO" as my convictions are now spent. Again thanks for replies.
Society suggests I must let go of all my expectations but I disagree, as whilst I have a voice, I have hope.
Learn from yesterday, live for today, hope is for tomorrow else what is left if you remove a mans hope.
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