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Renewing Car Insurance with an unspent conviction


Renewing Car Insurance with an unspent conviction

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ScottD
ScottD
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Posts: 1, Visits: 1
For the past 6 or 7 years I've used the same insurance broker for my car insurance.  Usually they will autorenew my policy with the same provider unless I contact them to see if they can beat an alternative price.

On my proposal form there is a box labled "(c) been convicted of or cautioned for any other offence, including offence relating to theft,
fraud or dishonesty?" with "No" entered into it.

Last year at renewal I wasn't asked this question by an insurance adviser as my insurance rolled over as I didn't shop around.

If I'm not directly asked this question by my broker either over the phone or in writing, do I have to inform them that I have an unspent conviction?  Or does it class as being asked as the wording is on the proposal form which they automatically send out, even though they've assumed my answer is still no?

For the record my conviction was for Common Assault, which I recieved a fine of £600, £250 costs and £50 compensation on 8th September 2016.  This will remain unspent for 1 year.
 
GO



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