theForum is run by the charity Unlock. We do not actively moderate, monitor or edit contributions but we may intervene and take any action as we think necessary. Further details can be found in our terms of use. If you have any concerns over the contents on our site, please either register those concerns using the report-a-post button or email us at forum@unlock.org.uk.


Car insurance on day release??


Car insurance on day release??

Author
Message
CC
CC
Supreme Being
Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)Supreme Being (51K reputation)

Group: Forum Members
Posts: 201, Visits: 5.5K
Hi I use Aviva, they didn't want to know and the cover was competitive.

As I posted elsewhere can anyone recommend insurance for mobiles, a company like Aviva that don't discriminate or even ask?
I have to add that "because of my offence" I have been turned down by companies that appear on Unlocks list when the list says they wont.
Stebob
Stebob
Supreme Being
Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)

Group: Forum Members
Posts: 2, Visits: 0
Hi, could anyone please give me some advice regarding the above? My partner will be on day release later this month and I am trying to get him insured on his vehicle or mine whilst he is on day release. Is this possible? If so where do I begin? Thanks
Stebob
Stebob
Supreme Being
Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)Supreme Being (1K reputation)

Group: Forum Members
Posts: 2, Visits: 0
Hi thanks for your reply, I just wasn't sure he would be legally insured as technically his address is the prison? But he will be released to here however if he gets pulled over will his insurance be valid? Thanks
Debbie Sadler
Debbie Sadler
Supreme Being
Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)Supreme Being (157K reputation)

Group: Forum Members
Posts: 395, Visits: 5.9K
Hi Stebob

As Mintaka says, the fact that your partner is technically living at a different address from the one at which the car is kept should not be a problem.

The only thing that may cause his insurance to be invalidated would be if he did not disclose any criminal or motoring convictions if he were asked to.

Hope this helps. Have a look at the Information Hub as there is some good general advice about insurance and also lists of both motor insurers and insurance brokers who should be able to help.

If you need anything further, please feel free to give the Unlock Helpline a call.

Kind regards

Unlock Helpline


Unlock Helpline - confidential peer advice on overcoming the effects of criminal convictions

Call: 01634 247350
Text: 07824 113848
Email: advice@unlock.org.uk
Write: Helpline, Unlock, Maidstone Community Support Centre, 39-48 Marsham Street, Maidstone, Kent, ME6 5AG

For online self-information information, visit hub.unlock.org.uk



Need Unlocks advice? Visit our self-help information site or contact our helpline
Mintaka
Mintaka
Supreme Being
Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)

Group: Forum Members
Posts: 113, Visits: 35
Unlock Helpline said...
The only thing that may cause his insurance to be invalidated would be if he did not disclose any criminal or motoring convictions if he were asked to.


Quite so, but as there are numerous insurers (many listed on Unlock's information hub) that don't ask for disclosure of non motoring convictions, I would avoid any company that does ask. Most appear to use the information as an excuse to artificially inflate the premium.


Who said life was going to be easy?



Well, who said life was going to be easy?

Mintaka
Mintaka
Supreme Being
Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)

Group: Forum Members
Posts: 113, Visits: 35
I can't see why he wouldn't be insured.

To work out the policy premium, insurer's need the address where the vehicle will be kept overnight and of course they need a correspondence address. That's all.

There are many legitimate reasons why a vehicle might be insured at one address, but the policyholder live elsewhere. Business owners for example.


Who said life was going to be easy?



Well, who said life was going to be easy?

Mintaka
Mintaka
Supreme Being
Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)Supreme Being (6.8K reputation)

Group: Forum Members
Posts: 113, Visits: 35
I can't see that day release makes any difference to an insurance policy. The fact your partner is not around all the time to drive the car is irrelevant.

The trick is to avoid the "any convictions" question because not doing so will increase the premium enormously.

Have a look at Unlock's main website about motor insurance.

hub.unlock.org.uk/section/money-and-finance/personal-insurance/


Who said life was going to be easy?



Well, who said life was going to be easy?

GO


Similar Topics


As a small but national charity, we rely on charitable grants and individual donations to continue running theForum. We do not deliver government services. By being independent, we are able to respond to the needs of the people with convictions. Help us keep theForum going.

Donate Online

Login
Existing Account
Email Address:


Password:


Select a Forum....
























































































































































































theForum


Search